Employer: eFinancialCareers Salary: Date Added: 12/12/2023
The role You will be responsible for the analysis and controls of credit functions undertaken by the different teams within the Operations and Risk departments at Funding Circle, in line with agreed credit risk policies and processes. You will be responsible for maintaining and promoting good governance, credit processes and agreed service levels, ensuring Funding Circle values are being promoted internally and externally. This is an exciting opportunity for an aspiring candidate to develop their credit and analytical skills, whilst receiving exposure to and gaining knowledge of a wide range of operations within Funding Circle. Who are we? Our mission is to build the place where small businesses get the funding they need to win. We do this by uniting cutting-edge data and technology to deliver an unbeatable customer experience. With a decade of expertise under our belt, we’ve built a game-changer of a platform that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get an instant decision, giving them access to affordable funding in a flash. 99% of businesses are small businesses! And in most cases aren’t given the finance they need to grow. We’re here to change that because the world needs small business. Want to learn more?
We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://uk/impact
To see what our customers think, visit our Trustpilot page: https://review/fundingcircle.com
And we’re still evolving! With over a decade leading the industry with our award winning core loans offering we are now well on our way to solving more SME finance challenges transforming into a multi-product lending platform.
What will you be doing?
Undertake monitoring of external credit decisions with internal and external communication throughout the borrower journey from the application stage to drawdown
Ensure FCA, AML, KYC and Funding Circle Credit guidelines and policies are being adhered to
Generate and evaluate reports on a monthly basis which will be communicated to the wider company
Challenge current FC processes and identify improvements in reporting and monitoring processes and systems to drive forward efficiency.
Undertake regular communication with all teams involved in these processes, providing clear and sympathetic feedback with managers and colleagues
What we’re looking for
Ideally have some credit experience background
Excellent analytical skills and attention to detail
Ability to plan, organise, prioritise and manage time well
Excellent communication skills
Eagerness to learn and challenge the status quo
Self-disciplined, motivated, a strong team player
At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better . Why join us?
Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.
We offer hybrid working, with 2-3 days per week based in the office. When you’re in the office you can take advantage of our free barista and subsidised lunches through JustEat and we will help support your home working set-up. We support flexible working arrangements so please speak to our recruitment team if this is something you’d like to learn more about.
A few highlights:
Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, free access to online therapy sessions via Spill and exclusive discounts with Hertility for reproductive health support.
Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
Development: Learning allowance and full access to LinkedIn Learning.
Lifestyle: Gympass, Electric Car Scheme and more!
And finally, we have enhanced all of our parental leave policies – we actually won the AltFi Award for Diversity, Equity and Inclusion Initiative of the Year 2022 for our Partner Leave policy. You can read more here: https://article/10158_the-altfi-awards-2022-here-are-the-winners
Research shows that some people are less likely to apply to jobs unless they meet every single criteria. At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements. You might just be the perfect addition to the team!
Want to Build The Incredible? We’d love to hear from you.
